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Schools

Albany Law School
American University
Appalachian School of Law
Arizona State University
Arizona Summit Law School
Ave Maria School of Law
Barry University
Baylor University
Belmont University
Boston College
Boston University
Brigham Young University
Brooklyn Law School
California Western School of Law
Campbell University
Capital University
Cardozo-Yeshiva University
Case Western Reserve University
Catholic University of America
Chapman University
Charleston School of Law
Charlotte School of Law
Chicago-Kent College of Law
Cleveland-Marshall College of Law
Columbia University
Concordia University School of Law
Cornell University
Creighton University
CUNY
DePaul University
Drake University
Drexel University
Duke University
Duquesne University
Elon Law School
Emory University
Faulkner University
Florida A&M University
Florida Coastal School of Law
Florida International University
Florida State University
Fordham University
George Mason University
George Washington University
Georgetown University
Georgia State University
Golden Gate University
Gonzaga University
Harvard University
Hofstra University
Howard University
Indiana University - Bloomington
Indiana University - Indianapolis
Inter American University
John Marshall Law School - Atlanta
John Marshall Law School - Chicago
Lewis and Clark College
Liberty University
Lincoln Memorial University
Louisiana State University
Loyola Marymount University
Loyola University Chicago
Loyola University New Orleans
Marquette University
Mercer University
Michigan State University
Mississippi College
Mitchell Hamline School of Law
New England School of Law
New York Law School
New York University
North Carolina Central University
Northeastern University
Northern Illinois University
Northern Kentucky University
Northwestern University
Nova Southeastern University
Ohio Northern University
Ohio State University
Oklahoma City University
Pace University
Pennsylvania State University - Dickinson Law
Pennsylvania State University - Penn State Law
Pepperdine University
Pontifical Catholic University of Puerto Rico
Quinnipiac University
Regent University
Roger Williams University
Rutgers University
Samford University
Santa Clara University
Seattle University
Seton Hall University
South Texas College of Law Houston
Southern Illinois University
Southern Methodist University
Southern University Law Center
Southwestern Law School
St. John's University
St. Louis University
St. Mary's University
St. Thomas University - Florida
Stanford University
Stetson University
Suffolk University
SUNY Buffalo
Syracuse University
Temple University
Texas A&M
Texas Southern University
Texas Tech University
Thomas Jefferson School of Law
Thomas M Cooley Law School
Touro College
Tulane University
University of Akron
University of Alabama
University of Arizona
University of Arkansas - Fayetteville
University of Arkansas - Little Rock
University of Baltimore
University of California - Berkeley
University of California - Davis
University of California - Hastings
University of California - Irvine
University of California - Los Angeles
University of Chicago
University of Cincinnati
University of Colorado
University of Connecticut
University of Dayton
University of Denver
University of Detroit Mercy
University of Florida
University of Georgia
University of Hawaii
University of Houston
University of Idaho
University of Illinois
University of Iowa
University of Kansas
University of Kentucky
University of La Verne
University of Louisville
University of Maine
University of Maryland
University of Massachusetts Dartmouth
University of Memphis
University of Miami
University of Michigan
University of Minnesota
University of Mississippi
University of Missouri - Columbia
University of Missouri - Kansas City
University of Montana
University of Nebraska
University of Nevada - Las Vegas
University of New Hampshire
University of New Mexico
University of North Carolina
University of North Dakota
University of Notre Dame
University of Oklahoma
University of Oregon
University of Pennsylvania
University of Pittsburgh
University of Puerto Rico
University of Richmond
University of San Diego
University of San Francisco
University of South Carolina
University of South Dakota
University of Southern California
University of St. Thomas - Minneapolis
University of Tennessee
University of Texas
University of The District of Columbia
University of the Pacific
University of Toledo
University of Tulsa
University of Utah
University of Virginia
University of Washington
University of Wisconsin
University of Wyoming
Valparaiso University
Vanderbilt University
Vermont Law School
Villanova University
Wake Forest University
Washburn University
Washington and Lee University
Washington University in St Louis
Wayne State University
West Virginia University
Western New England University School of Law
Western State University
Whittier Law School
Widener University - Delaware
Widener University - Pennsylvania
Willamette University
William and Mary
Yale University
Last Updated: March 1, 2017

Intro to Your Custom LST

If create a free account, you can enhance your experience on the LST Reports. With a little effort, you can learn more about what will prove to be among your most important financial commitments.

This guide has twp parts: My Schools and Financial Worksheets.

My Schools

On your account page, you can add an ABA-approved law school to your list of schools, either by clicking school's name or the "Add" button. To find a school you can cycle through the table by clicking "Next" or "Previous," or search for the school in the filter box.

Add New School

Your list of schools will be available on the "My Schools" section of your account page and on the "Edit Financial Worksheets" page.

To remove a school from your list, simply click the green bell icon on the account page list. You can re-add the school again later and your data will be restored for that school.

Financial Worksheets

About 4 in 5 law school graduates borrow to attend law school, and many do so without a full understanding of how much they will borrow and how much they will owe after interest accumulates on their loans during law school. Informed financial planning is a must from day one. We want to help you to plan your law school investment down to the dollar.

On the "Edit Financial Worksheets" page, you can add a financial worksheet for every law school. You control all of the loan assumptions and personal budget inputs. We produce a handy table that tells you type of loans your projections translate to, how much total debt you will have when you have to make your first payment, and how much that payment will be.

Once you fill out the worksheet, it will be available on the school's profile.

Assumptions

Federal loans begin accruing interest immediately upon disbursement. The interest rates change annually based on the 10-year Treasury yield. As such, to project your actual cost of attendance and monthly payment, you must forecast the 10-year Treasury yields for each of your three years in law school.

Treasury Yields

Slide the circle or directly input the projected treasury rate for your first, second, and third year of law school. As you change the 10-year yields, you'll notice the Stafford Loan and Grad PLUS Loan rates changing. All of your personalized loan calculations will use these rates to calculate your projected debt at repayment for each school with a financial worksheet. Note that these assumptions do not affect debt projections for schools without financial worksheets.

Projected ContributionsIn addition to setting federal student loan rates, you can set assumptions for cash you have access to that will offset the loans you would otherwise need to pay for law school. Consider cash you have saved and intend to spend on tuition and/or living expenses, as well as cash from family or private scholarships.

Just include cash that can be used for any law school; if you receive a private scholarship for just a single school, or your parents will only pay if you go to a certain school, you may tailor your cost estimation on the "Schools" tab on this page.

Schools

On this page, select the school for which you want to create or edit a financial worksheet. You can edit this as many times as you need. Note that the page will not autosave your entry, so you must click save each time you wish to save your budget.

You may not be able to borrow to cover all of your estimated expenses. Borrowing limits are set by each law school. The left-most column on the worksheet includes the maximum borrowing limit for the latest available cost data as a guide; the table will not limit your inputs.

Financial Worksheet

When you enter budget line items, your cost of attendance estimate will auto-sum, and it will include the student loan origination fees based on your estimates (as opposed to your estimates less the fees). We do it this way because the purpose is to plan a realistic budget.

To make input easier, you can just fill estimates for the first year. Simply click the autofill option and enter the rate of change (+/-) you expect. To help you make your tuition projections, we provide the last five years of tuition, the average annual rate of change, and other relevant information as applicable.

Projection Help